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AVP – Risk Manager

  • Location: Hong Kong
  • Sector: Banking Operations, Risk
  • Salary:
  • Job type: Permanent
  • Date posted: 01/03/2019
  • Job reference: KH0301
Top-tier bank with global presence is looking for an AVP – Risk Manager (Unsecured Lending) in their Hong Kong office.

  •  Consumer/Retail Banking products knowledge (Unsecured Lending)
  •  Credit Risk experience
  • Significant business footprint and presence in Asia

Responsibilities:-
• Involved in driving portfolio asset growth within desirable risk appetite through robust policy framework and risk analytics
• Manage & optimize Unsecured Lending products’ Existing Customer Management (ECM) policies & processes namely authorization, credit line changes, renewal, authorization, over-limit, early warning alerts, stress test, early collection etc
• Develop Risk Appetite Framework (RAF) and Benchmark for ECM actions. Develop value-added segmentation deep-dive to identify strong return profile for growth and pro-active exit of weak segment. Uphold the integrity of the risk-rewards decision with business partners. 
• Develop, monitor and optimize utilization of various credit decision tools such as Credit Scorecards, Segmentation Models, Credit Bureau attributes, Decision Engine, Basel model etc..
• Involve and drive critical regulatory initiatives such as Stress Test Model development with the global modeling unit, regular stress testing & result documentation, global retail data automation project
• Making sure all credit processes are in compliance with company policies and requirements set out by the local as well as lead regulator through effective execution of control programs such as self-assessment, quality assurance, application audit
• Build and maintain high level of engagement in the unsecured portfolio risk team

Requirements: -
• Bachelor or Post-graduate degree in Business, Statistics or other related quantitative disciplines
• At least 6-7 years of portfolio risk and analytics management experience in Cards and Unsecured Lending Products
• In-depth knowledge and experience in managing credit scorecards, stress testing, segmentation & basel models
• Self driven, pro-active, effective communication & interpersonal skills as well as the ability to motivate others, strong sense of compliance awareness 
• Proficient and possess hands on skills in SAS programing and data analysis, MS offices

Candidates who possess the relevant experience and meet the criteria, please send your CV in strict confidence soonest.

Company Reg. No.: 201131609D
Licence No.: 11C4684
EA Reg no: R1106582

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